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Buy Now. Pay smarter.

Get with the times. Spread the cost over 3 - 7 monthly instalments.

No interest. Ever.

Available on purchases between £30 - £500.

How it works.

1. Shop.

Spend £30 or more, choose openpay at checkout.

2. Sign up.

Create an Openpay account in a few simple steps.

3. Spread it.

Pay your first instalment today, spread the rest over equal monthly payments.

4. Sit back.

Your order’s sent right away. Your remaining payments will be taken automatically each month.

What do you need to get started?

  • 18 years+ only
  • Email address
  • Your first instalment
  • Debit or credit card in your name
  • Mobile number
  • UK permanent resident

Quick Questions.

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How do I shop with Openpay?

Simply select Openpay as your payment method at checkout and you'll be redirected to the Openpay site to create an account in a few quick steps. You'll then be asked to pick your plan length, pay your first instalment and confirm your purchase. We take care of the rest, deducting your payments automatically from your chosen card each month. Easy as that!

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Do you really charge no interest?

Our plans are always interest free.

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What about fees?

We only charge fees if you miss a payment. Late payment fees are £7.50 (capped at £15 per plan). If you want to learn more about your options to reschedule a payment, give us a call before your payment date to avoid late fees.

Learn more here.

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How much can I spend with Openpay?

The limit may vary from store to store. It also depends on your financial circumstances. If you're having trouble placing an order with Openpay, try placing an order for a lower amount.

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Is Openpay safe & secure?

Yes, protecting your information is very important to us. All card data is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View the Openpay privacy policy here.

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Does Openpay perform a credit check?

Depending on the purchase amount you are making, you may be asked to consent to a credit check. In those instances, your consent will be clearly requested before a credit check is performed and your Openpay plan is created. Please note, this will lodge a credit check which may impact your credit score.

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How do I make payments?

We take payments automatically on your scheduled date. If you'd like to pay back earlier, you can do this free of charge via your Openpay account.

Learn more here.

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When will my next payment be due?

Our payments are made up of equal monthly instalments. Your first instalment is paid on the day at checkout, when you can then customise your second instalment date (up to 38 days later). All remaining instalments will come out a month apart. If you need to reschedule any payment dates, give us a call to learn about your options.

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I missed a payment, what should I do?

Call us on 0800 048 9007 or email support@openpay.co.uk so we can chat about your options.

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What if I want to return my purchase?

Full returns and partial refunds are available. Please return your goods to Watch Shop, in line with the Watch Shop returns policy. Once approved, you'll receive a full or partial refund of any payments you've already made to us. All returns are subject to the Watch Shop returns policy.