Christmas time is for many people the most expensive time of the year. However, a new service from the Watch Hut offers the change to spread the cost of the festive season (or even that special watch purchase such as a TAG Heuer or Omega) throughout the year or even over a period of 36 month.

The UK’s largest online watch retailer has teamed up with the finance specialists at Pay 4 Later to offer finance options on all orders above £277.78. Simply choose the best finance option for yourself, including 12 months interest free credit (0% APR), by adding your item(s) to the shopping basket.

In addition to the 12 months 0% APR , The Watch Hut are pleased to offer longer payment terms including a promotional credit deal for 24 Month, on offer at a low rate of 4.9% APR, as well as a 36 Month option.

Full terms and conditions related to the credit agreement can be found online.